Tuesday, May 26, 2020

Why Everybody Is Dead Wrong Regarding Critical Essay Samples and Why You Should Read This Article Right Now

Why Everybody Is Dead Wrong Regarding Critical Essay Samples and Why You Should Read This Article Right Now In many instances, you're teaching your audience something new concerning the text. Important This essay isn't a case study. An explanation essay offers helpful information on the process in question step-by-step. Along with descriptions of the process, it offers detailed guidance on the subject. When you're attempting to begin your research paper you will need to get a great outline and form some crucial suggestions for research topics. An essay was defined in an assortment of means. These essays usually stick to a set structure, which we are going to be looking at in this lesson. If you're searching to write collecting stickers essay personal narrative essay, here are a few suggestions to have you started. The essay ends off with a conclusion that brings together all your statements in a fashion that supports the major argument. Once you have introduced your thes is statement, discuss a bit about the material you're criticizing. Your thesis statement ought to be able to effectively summarize the claim you want to make. Your introductory statement ought to be concise, but thorough enough to enable the reader to decide what your focus will be. After which, it's going to be simpler for you to begin. You may be interested in travel essay examples. Consult appropriate reference materials for things which you do not comprehend. Vital Pieces of Critical Essay Samples You have to be an effective writer so that you may clearly communicate your point. The reader should understand what you're saying and needs to know about the path which you are taking in the essay. There are scores and scores of essays devoted to the notion of making you a far better critical writer. Criticizing a slice of work doesn't indicate which you are personally attacking its creator. But What About Critical Essay Samples? In spite of popular belief by a considera ble part of students, critical essay writing isn't about criticizing or focusing on the negative component of analysis. A thesis statement needs to be argumentative and provide readers with an assurance they will indeed love what they are reading. You must find a balance and give a wide berth to tired phrases and redundant cliches. The skill of excellent essay writing is in order to critically discuss and assess ideas within an established word limit. What About Critical Essay Samples? Introduction essay paragraphs are central in any bit of writing for the reason they give readers advance details about the content and the intention behind the material. Your task here is not just to ensure that they are reliable but use endnotes or footnotes, and therefore don't neglect to mention every source material later. Within the analysis, your reply to the text also needs to be presented. Now, you are going to need to compose your essay. Critical essay is a kind of academic writing. You can also write a fantastic crucial essay, and receive the grades you want. The important analysis essay enables the. Make sure your essay doesn't have any mechanical and stylistic errors. In general, it could be less difficult to write than a first-person essay! Critical essays are very common once you reach college, but you might not know just how to begin writing one. When you're writing an essay for the very first time, you will need to observe some examples to fully grasp the method by which the essay should consider the finished form. What Critical Essay Samples Is - and What it Is Not Writing a crucial paper or criticizing might appear easy in the beginning, but it could also be challenging. The most frequently encountered paper writing service that the majority of our clients require is essay writing. Nowadays it is quite hard to locate a trustworthy essay writing service. Writing a critical essay may be true hectic endeavor for students. There are a number of different forms of critical analysis a student authoring an important review paper may be requested to write. An essay has to be composed of an introduction, a body, and a conclusion. Well, my very first guideline for writing an essay is to make sure you get a very clear field of argument. The remaining portion of the essay will offer critical analysis and evidence to support and show the thesis. The above is of wonderful significance, especially to students who think that critical essays should concentrate on the negative facets of a subject. Many college assignments ask you to support a thesis. Revising an assignment is critical since it will help to clarify the major point along with ensures the readers' needs are satisfied. Students lead busy lives and frequently forget about a coming deadline. If after following the steps and taking note of the advice and tricks, you find it difficult to compose a crucial analysis, don't be afraid to ask support from EssayPro. Though some students like providing plenty of information in the debut, it is a good idea to be brief and direct. To study and p ractice law, you're likely to have to have the ability to organize huge amounts of information, identify objectives, and make a structure for applying that info in an efficient way so as to achieve desired effects. Our customer support will gladly tell you whether there are any special offers at the present time, along with make sure you are getting the very best service our business can deliver. Locate a superb crucial essay sample to understand how such paper needs to be written. Therefore, to steer clear of negative effects, you need to use samples wisely. Hope our samples are going to be a good assistance for you! Who Else Wants to Learn About Critical Essay Samples? Writing a critical essay gives us the opportunity to have a look at things from a different standpoint. Keep in mind the primary purpose is to support the principal field of argument you want to present to the reader. For instance, you are attempting to earn a point about a character's key flaw. In samples it is possible to discover fantastic examples and illustrations that it is possible to use in your essay to clarify the essential points and make your writing more interesting without extra work. The Little-Known Secrets to Critical Essay Samples The purpose of a sample is to provide you a simple idea of the way the author can explain the topic. As soon as you have gathered ideas on this issue, you must properly place your thoughts into words. An essay outline is a set of ideas and ideas pertinent to the subject issue. You can also take a look at concept essay examples.

Friday, May 15, 2020

Guidelines For Picking A Card Essay - 1391 Words

These represent the guidelines I use when picking a card. Despite the fact that there are various ways to handle it, I feel these guidelines have, and are going to continue, to guide me in the right direction. It s important to go out and look for it. How many great things have just arrived on your front patio? For me that would be none. I can think of absolutely nothing worth while which I haven t been required to go out and get on my own. And it is no different in the matter of credit card offers. Often the card offers that come in the mail are just that; things that land on your front patio. Not to imply these kinds of card offers are lousy and that they should not be checked out. Merely know that these kinds of You ve Been Pre-Approved mailings are often more of an ad. The card providers obtain records from the credit bureaus and, in case you satisfy their standards, use that to deliver you their offers. Where can you look in order to find the deals? Internet sites are a fantastic place to start. You ll find several these days that are up-to-date with the most recent card offers. An alternative place to check would include the credit union. If you ve got a great partnership with your local bank, have always paid your bills on time, and have a great credit rating, you can probably get a great interest rate with them. Even though, they might not supply the perks the other major providers do. It is wise to explore the fine print of the card you re going to beShow MoreRelatedCda Competency Goal 1 Essay700 Words   |  3 Pagespotential hazard. If there is an injury, I practice the correct First Aid guidelines and I inform the parent and the office in an accident report. I make sure that children are always cared for by qualified, responsible and healthy adults, so I make sure that staff files are complete and up-to-date. I am also diligent about maintaining emergency cards on each child and making sure that only authorized persons are dropping off and picking up. I am also always watching my children for signs of child abuseRead MoreEssay On Agile Project Management1411 Words   |  6 Pagesthroughout the project. These estimations help to provide a project manager with an overall project timeline and can drive future development and architecture decisions. However, assigning story points to stories is not always as  intuitive  or simple as picking  a number  within  the  Fibonacci  scale. To properly estimate within Agile, it is critical that the pitfalls of  assigning  story points are clearly understood, and solutions are in place to avoid such mistakes.   Common Agile Estimation Mistakes EquatingRead MoreEvaluation Of Potential Evaluation Designs, Ethical Considerations, And Evidence1407 Words   |  6 Pagescredibility), there is a danger of the control gathering being affected by others in the family unit or town who are taking an interest in the system (additionally called overflow impacts). With a likelihood appraisal, evaluators contemplate this while picking their control bunches (guaranteeing physical and social separation between the gatherings, for instance) (Unite for Sight,  2015). The type of evaluation that would be conducted would be a Planning/Implementation (PI) evaluation. This type of evaluationRead MoreOutline Of A Web Design1216 Words   |  5 Pagesdepicted positively. ïÆ'Ëœ User comprehension of the substance of a site regularly relies on upon client comprehension of how the site functions. This is a piece of the client experience outline. Client experience is identified with format, clear guidelines and marking on a site. How well a client sees how they can cooperate on a site may likewise rely on upon the intuitive configuration of the site. On the off chance that a client sees the convenience of the site, they will probably keep utilizingRead MoreStarbucks : A Coffee Shop For Their Frappuccino1649 Words   |  7 Pagesemployees. Much of the language specific to Starbucks is similar to other food service establishments. The terms FIFO, POS, and RTD can be seen in numerous food service establishments. Terms such as bar, cold bev, or lobby slide is specific to Starbucks. Picking up on the on the language early is important because understanding the language helps one better understand what is being asked of them and lets them react quickly to si tuations that they may face. The values of the company are very important to StarbucksRead MoreBus 642 Week11544 Words   |  7 PagesP.S., 2011). Questions to the definition of research will arise as research will be different depending on the manager, goals of the business and strategy. No situation exists in an objective vacuum as such there are subjective tendencies when picking and choosing what information is pertinent for decision making. Even if businesses are alike the goals of the business may be different. One can plainly see this in viewing a business’ mission statement. Success could be based mainly on profits, butRead MoreInvestment Policy Statement1281 Words   |  6 PagesNon-Cyclicals * Energy * Financials * Healthcare * Services * Technology * Utilities * Lastly, creating a basis to monitor progression as relating to client’s goals and serve as a report card. OBJECTIVES: The client’s investment policy is less of a passive strategy and therefore has a higher level of risk tolerance. The client’s needs allow him to use a longer time horizon, meaning he does not need to use him funds right now. His mainRead MoreAccess Control Models1731 Words   |  7 Pagesalso be defined as the complete set of resources available to a user. Access Control Methods There are three broad categories of access control layers Administrative Technical Physical Administrative controls Policies and procedures Guidelines + standards + baselines Personnel controls Hiring, firing, promotions, transfers, separation of duties, rotation of duties, forced vacation. Supervisory structures Clear lines of reporting. Awareness Training Security Testing DrillsRead MoreCustomer Care Essay for Alpha Computer Services1592 Words   |  7 Pagesthe information so they can help the customer. There are however some lisening barriers that can distort the information being communicated. Staff may have traits that possess these listening barriers such as, interrupting the customer or cherry picking which is when they listen for a key piece of information and then switch off. Statistically it has been shown that we spend 80% of our waking hours communicating, 45% of which is listening. But we only listen to about 25% of the information, thereforeRead MoreThe Vultures, A Show Of Abusive Behavior At Home1624 Words   |  7 Pagesthings are profitable just as instruments for the direct of a sane and amicable life, due respect being paid obviously to the uncommon social condition in which one is set. It is known as a capital bad habit since it has as its protest that for the picking up or holding of which numerous different sins are conferred. Tendulkar has depicted what he has seen in life and has talked in plain truth about the outcomes of over the top covetousness. . The producer typically alludes to the place of Pappa

Wednesday, May 6, 2020

The Pros And Cons Of Technology - 1591 Words

Yes: In the world we live in, technology is advancing everywhere from software to machines and even cooking utensils. Improvements to our lives, by technology, include electricity, medical technology, fast productions and, Access to information and education. Without technology the world would be different and it would leave us at a disadvantage. Imagine a world without internet where your teacher assigns you an essay to research nuclear fission. Without the internet, you would have to go to a library to check out a book filled with every little aspect of anything similar to science. Now imagine having to weed through page after page of the book until you found the slightest amount of information on nuclear fission. After that you†¦show more content†¦Ole J. Benedictow, a historical researcher, states, â€Å"The Black Death killed 50 million people in the 14th century, or 60 per cent of Europe’s entire population.†(Ole J. Benedictow). The black plague was a d isease that killed millions of humans with extremely similar immune systems to humans in today’s world. One of the only differences is how we choose to use technology to fight fatal diseases from destroying entire civilizations. Medical care and vaccines make living life longer possible. For decades now the average life span has been increasing. Without medical technology we face the possibility of humanity being irradiated of the face of the earth. Humans have taken advantage of technology since before history was recorded. Caveman area have no written examples of what culture was like yet, because of their technology being spears and paint we conclude they were advanced compared to other animals. The realization that we have been using technology for thousands of years has not been successfully infiltrating the minds of humans. Studies weakly argue technology is harmful yet without it, we would be scavengers without tools, clothing or, Most possessions. Without technology w e would not have building, cities, successful governments and, almost everything else. We would be scavengers looking for our next meal trying to survive another day. Our life spans would not average around 70 because without technology we would have to survive on ourShow MoreRelatedPros And Cons Of Technology1137 Words   |  5 Pages Technology in the past three decades has developed at such an increasingly rapid rate that the last decade’s generation is defined as â€Å"being born in the technological age†. People born in the 1990s are considered the last kids to have known a life without smartphones and computer technology creeping into every aspect of their lives. There are pros and cons to technology, with most of the cons being discovered ever increasingly as people become more and more intertwined with their own personal devicesRead MoreThe Pros And Cons Of Technology733 Words   |  3 PagesTechnology is a distraction â€Å"Among the worst offenders were students at Queen Mary University of London, where there were 54 instances of  cheating  Ã¢â‚¬â€œ two-thirds of which involved technology. At the University of Surrey, 19 students were caught in 2016, 12 of them with devices. Newcastle University, one the bigger institutions to provide data, reported 91 cases of cheating – 43% of which involved technology.† According to www.guardian.com Technology gets in the way of learning. The issue is thatRead MorePros And Cons Of Technology986 Words   |  4 PagesIs technology a curse or blessing? Technology has a dramatic effect on the way we gather and use information. It has impacted daily lives and changed the way people perceive and process information. Many articles have been written about the effects on humans of having so much information immediately available to them. Clive Thompson, a Canadian freelance a journalist and technology writer, discusses the pros and cons of technology use in his book â€Å"Smarter than you think: How Technology is ChangingRead MoreThe Pros And Cons Of Technology1289 Words   |  6 PagesIs the technology in today’s world a positive advancement? Over the past few years technology has basically taken over our society. It isn’t just young people that use technology, it is all groups of people, that includes toddlers all the way up to elders. Technology is a major part of t oday’s society and makes many tasks a lot easier. One major issue with technology is that it’s abused and many people rely on it. Technology is â€Å"dumbing down† today’s society. Technology has not only been a benefitRead MorePros And Cons Of Technology874 Words   |  4 PagesModern humanity can hardly imagine life without technology. Technologies have become an integral part of people’s lives. Every day, people invent new devices or improve the existing ones. Humanity differs by their attitudes to new inventions. Some people believe that sophisticated gadgets are actually useful and necessary, while others concentrate on the negative impact on people and their lives. Similar technologies are specially created for performing the hardest and most monotonous work. EvenRead MorePros And Cons Of Technology1631 Words   |  7 Pagesof us wonder if technology is affecting society for the better, or for the worse. I believe there are major issues on the rise with today’s trending technologies. However, like most thing’s, there are both pro’s and con’s to the way technology affects our society. It has a way of giving us new exper iences, but in some situations technology can actually take away certain experiences. I’d like to explain my reasoning for those beliefs, and better explain that it’s not that technology is good or badRead MoreTechnology : The Pros And Cons Of Technology1668 Words   |  7 Pagespast 10 years technology has changed a drastic amount. Its now more common to have a smart phone then to have a flip phone. It’s also more common to text some rather then call them. Now there is a lot of benefits that can come from technology and I am a strong supported of using it, but its also important to use it the correct way. We all have to limit how much time we spend on technology and if you’re a parent its your reasonability to limit how much time your kids spend on technology. After spendingRead More The Pros and Cons of Technology Essay1525 Words   |  7 PagesThe Pros and Cons of Technology As far back as I can remember my family and I have taken advantage of technology. The types of technology have changed over the years, along with our usage and dependence on it. Technology is a fundamental part of our lifestyle, including both work and play. What is interesting is that we also have many friends who use very little technology in their day-to-day living. This drastic difference makes one wonder how necessary the technology really is, and whether orRead MoreThe Pros And Cons Of Technology Integration958 Words   |  4 PagesTechnology in K-12 Schools This article discusses the pros and cons of technology integration. There are many arguments and fair points on each end of the spectrum, but it all comes down to how we must progress with technology. 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Tuesday, May 5, 2020

Business Ethics Ethical Decision Making and Cases

Question: Discuss about the Business Ethics : Ethical Decision Making and Cases. Answer: Introduction: A professional is a person who has gained training and knowledge on a particular field of education. This knowledge and training helps the professional to perform a particular profession, a specified role within the particular profession. Professional is said to be a person who belongs to a community of a particular profession who performs his duty in order to earn his living from that. The professionals who engaged in particular profession owes a certain level of code of conduct, ethics and morality towards his profession. There are Professional Associations that maintain the professional standards of ethics and standards. The key element which comprises a profession is a following a strict code of conduct. All the professionals and agencies who need to follow a strict code of conduct must comply themselves to honesty, integrity, personal values and competence (Kauchak Eggen, 2016). Thus, an accountant has knowledge, skill and training in particular field of knowledge adheres to a strict code of conduct whereas a hair-dresser does not have professional training on their particular field and does not adhere to a strict code of conduct which is the key element as to professionalism (Levin Nolan, 2013). Professionals being member of a particular profession, who owes a certain level of obligations, code of conduct as to their profession. This criterion is important for the professionals to follow because they are given training and knowledge on the particular profession and they are to act ethically as being a part of that particular business. The professionals owe a sense of conduct towards the particular business. The non-professionals are not bound by a level of standard of conduct because they are not given formal training and knowledge on their particular profession. Doctors, Lawyers, teachers and others engaged in a particular profession are bound by both a professional code of conduct and also contracts containing standards of contract. Some of the obligations of a professional are (Pershing, 2016): Code of conduct- rules which forms the basis of social norms, the rules and duties that a person or business is supposed to abide by. It encompasses moral values, ethics, and honesty. Statutory obligations- a person engaged in a particular business or an organization is bound by certain statutory obligation. Bound by professional standards- level of diligence, skill, care practiced by a professional towards his particular profession. Professional development- the duty of the professional is to ensure development towards the particular profession. A person who does not abide by their professional obligations are held liable to be incompetent (Mintz, 2016). Understanding of ethics is important in business to ensure the professional to judge between what is right and wrong and act accordingly for the welfare of the business. It helps a person have a sense of moral judgment. The professionals working in a particular business or organization must have a certain level of ethical value to know what is right or wrong. Every business or organization has certain sets of standard of ethics. Globalization has lead to a lot of fraudulent behavior and professional issues at workplace (Ferrell Fraedrich, 2015). Ethical behavior in carrying out a business helps the goodwill of a company. When a company deals with another company, based on morals and ethical values it gives the investors a peace of mind. When moral values of the person in a particular profession are high it makes the business run in a good way without any unethical practices. Thus, it is important to follow or run a business based on ethical values to make the business run smoothly. The business which runs on ethical values attract investors makes the share pricing of the company high that in turn increases the sales and profits in the market (Halinen Jokela, 2016). The companies running their business abroad often face many legal and ethical issues in the course of their business. The multi-national companies face legal issue due to difference in the home country laws, host country laws, regional directives and regulations, certifications and international standards. The MNCs even face ethical complexities based on the local norms and customs. Failure to abide by the ethical and legal norms can result in reputational effect. The crux of International law puts forth that MNCs are bound by multilateral and bilateral treaties and by the laws of the host countries. The MNCs often find the laws of the host countries much easier to abide by than that of the home country. Even when the companies are doing business in host countries, they are required to abide by the laws of the home countries. For example if a U.S based company do business internationally there are bound by the laws of the host countrys like the ones based on human rights, labor stand ards, health etc (Ferrell Fraedrich, 2015). Here we can apply the theory of Deontology applies. The Theory of Deontology was established by Immanuel Kant that was based on morals, science and history. According to this Theory a particular State is to act in accordance with the set of rules and principles without taking into consideration the outcome. Any person or organization is to base their conduct on morality in the way it seems right to us (Marossi, 2015). References: Ferrell, O. C., Fraedrich, J. (2015).Business ethics: Ethical decision making cases. Nelson Education. Halinen, A., Jokela, P. (2016). Exploring Ethics in Business Networks: Propositions for Future Research. InExtending the Business Network Approach(pp. 333-356). Palgrave Macmillan UK. Kauchak, D., Eggen, P. (2016).Introduction to teaching: Becoming a professional. Pearson. Levin, J., Nolan, J. F. (2013).Principles of classroom management: A professional decision-making model. Pearson Higher Ed. Marossi, A. Z. (2015). Unilateralism and Power of Revision. InEconomic Sanctions under International Law(pp. 165-177). TMC Asser Press. Mintz, S. (2016).Ethical obligations and decision-making in accounting: text and cases. McGraw-Hill Higher Education. Pershing, J. A. (2016). Publishing: A Professional's Obligation.Performance Improvement,55(5), 2-3.

Tuesday, April 14, 2020

10 Ways to Use Smartphones to Teach English

10 Ways to Use Smartphones to Teach English Smartphones are here to stay. For English teachers, that means we need to either ban iPhones, Androids, Blackberries, and whatever next flavor arrives, or we have to learn how to incorporate the use of smartphones into our routine. Students who sit in class and use their iPhone or Android are missing out; however, its also true that students are going to use their smartphones if they havent been taken away. Here are ten tips on how to constructively allow the use of smartphones in class. Some of the exercises are just variations on traditional classroom activities. However, encouraging students to use smartphones to complete these activities will help them learn to use their devices to actively improve their English skills. Finally, its important to insist that smartphone or tablet use in the classroom is approved only as a tool during a specific activity. In this way, they may not be tempted to use their smartphones for other reasons during class.   Vocabulary Exercises Using Google Image Search A picture is worth a thousand words. Have students use their smartphone to look up specific nouns on Google images or another search engine. Youve all seen how a visual dictionary can greatly improve vocabulary retention. With smartphones, we have visual dictionaries on steroids. Translation Activities Encourage students to read using three phases. Only allow smartphone use in the third phase. Students are pleased because they can look up words. However, theyre developing good reading skills by not immediately translating every word they do not understand. Read for gist: no stopping!Read for context: How can the words surrounding unknown words help with understanding?Read for precision: explore new vocabulary using a smartphone or dictionary. Use Apps for Communication Activities We all communicate with our smartphones in different ways depending on different apps. In other words, texting with a messaging app is bound to be different than writing an email on your computer. Take advantage of this and promote activities that are specific to a given context. One example might be to have students text each other to complete a given task.   Practice Pronunciation You can use smartphones to record audio as you model pronunciation for your students. For example, gather suggestions, then ask students to open a recording app. Read five different ways to make a suggestion aloud. Pause between each suggestion. Have students go home and practice mimicking your pronunciation in the pause between each suggestion. There are many, many variations on this theme.   Another great use for pronunciation is to have students change the language to English and try to dictate an email. Theyll have to work really hard at word level pronunciation in order to get the desired results. Thesaurus Activities Have students search on the phrase words like... and a host of online offerings will appear. Encourage students to use their smart phones during writing class in this manner while focusing on developing a wider range of vocabulary. For example, take a simple sentence such as The people spoke about politics. Ask students to come up with a number of versions using their smartphones to find substitutes for the verb speak. Play Games This is something we normally shouldnt encourage in class; however, you might encourage students to write down phrases they experience while playing games to bring into class to discuss in more detail. There are also a number of word games such as Scrabble or word search puzzles that are actually instructive as well as fun. You can make room for this in your class as a reward for completing a task, just make sure to tie it to some sort of report back to the class. Track Vocabulary There are a wide variety of MindMapping apps available, as well as a myriad of flash card apps. You can even create your own flash cards and have students download your set of cards to practice in class.   Practice Writing Have students write emails to each other in order to complete a specific task. Change up the tasks to practice different types of register. For example, one student might write a product inquiry with another student replying to the inquiry with a follow-up email. This is nothing new. However, just using their smartphones can help motivate the students to complete the task. Create Narration This is a variation on writing emails. Have students choose photos they have taken and write a short story describing the photos they have chosen. By making the activity personal in this manner, students engage more deeply with the task. Keep a Journal One more writing exercise for the smartphone. Have students keep a journal and share it with the class. Students can take photos, write descriptions in English, as well as describe their day.

Thursday, March 12, 2020

Relationship Between Government Policies And Investment Market Essay Example

Relationship Between Government Policies And Investment Market Essay Example Relationship Between Government Policies And Investment Market Essay Relationship Between Government Policies And Investment Market Essay Acknowledgements We would like to thank the all people who assisted us in the preparation of this report especially to our lecturer Puan Noor Aishah Mohamad Hamdan. 1. 0 INTRODUCTION According to Malaysian Investment Development Authority (MIDA), government policies that maintain a business environment with opportunities for growth and profits have made Malaysia an attractive manufacturing and export base in the region. The private sector in Malaysia has become partners with the public sector in achieving the nations development objectives. Over the decades, the Government of Malaysia has effectively used the fiscal policy through tax measures and allocation of operating and development expenditures to attained a broad range of macroeconomic objectives such as growth equity, macroeconomic stability, reform restructuring such as tax incentives to facilitate reform and structuring of economy, sectored and regional development such as tax incentives and expenditure directed experienced difficulties in balancing its budget. Therefore in this recent year, Malaysia has becoming run deficit budgets. The slow growth or decline of several sources of revenue has given pause for reflection on the approach to fiscal anagement. The key to fiscal flexibility is to ensure that the mandatory spending and the size the government is not too large, the fiscal deficit is not structural and public debt level not excessively high. 1. 1 Backgrounds Construction Economics Ill is aimed to provide an in-depth study of development economics including investment market and property development, preparation of feasibility studies, financing and risk and uncertainty of development works and the influence of government policies on such works. . 2 Purpose The purpose of this report is to study and understand the relationship between overnment policies and investment market, to investigate the effects of government policies to investment market and to forecast possible changes of investors decision in property market. It is hoped that with more discussion in this report, it will increase the level of und erstanding about property investment market. 1. 3 Scope The study for this report focused on the impact of the increase of the oil price in Malaysia on 2nd September 2013 towards property investment market. The policies related to government expenditure and their effects to investment market in general will be discussed. Besides, the importance of these policies in relation to investment market and their influences on investors decision especially in property investment will be included. 1. 4 Methodology The data from various sources will analyse. The budget 2014 will be main sources to analyse new policy. On 2nd September 2013, Prime Minister Datuk Seri NaJib Tun Razak announced the Governments decision to increase the price of RON95 and diesel by 20 sen to RM2. 0 and RM2 per litre, respectively, effective on 3rd September 2013, as one of its measures to rationalise subsidies. It expects to save RMI . 1 bil this year from September to December and RM3. bil per year in subsidy bills from the exercise, helping to tame the fiscal deficit. The Government has targeted to reduce budget deficit to 4% this year, 3. 5% in 2014 and 3% by 2015. This report will analyse the effect of government po licy including reducing in fuel subsidy towards investment market especially property. 3. 0 FINDINGS 3. 1 INTRODUCTION OF GOVERNMENT POLICIES 3. 1. Fiscal policy Fiscal policy is the governments steps to change the government spending and structure of taxation to influence the level of aggregate spending in the economy. Fiscal policies seeks to reach full employment level and to control inflation. There are three major ways in which fiscal policy affects aggregate demand: Business Tax Policy Business taxes can change the profitability of businesses and the amount of business investment. Lowering business taxes will increase aggregate demand and business investment spending. Government Spending Government can directly increase aggregate demand by increasing its spending. Tax Policy for Individuals Lowering taxes will increase disposable personal income and increase consumption spending. Fiscal policy should be used to increase aggregate demand when an economy is operating at below full-employment levels. If aggregate demand exceeds aggregate supply and output is at full-employment levels, fiscal policy should be used 2013 continues to focus on sustaining the growth momentum of the domestic economy in the near term and facilitating the long-terms transformation of the economy, while ensuring the sustainability of public finances. The Federal Government fiscal deficit is expected to reduce from 4% of GDP in 2013 to 3% in 201 5 and balanced budget on 2020. To ensure the efficient use of fiscal resources, the 2013 Budget continues to focus on enhancing the productive capacity of the domestic economy. Besides, subsidies have been restructured and only low income earner will get it. Therefore, the low income group who is most affected due to rising oil prices, government will give financial assistance through BRI M. 3. 1. Monetary Policy Monetary policy is government policy carried out by the Central Bank to control money supply and interest rates to affect the level of aggregate expenditure to reach level of full employment and controlling inflation. During the inflation problem, government will transact contractionary policy. It is a macroeconomic tool use by the central bank to slow down an economy. Contractionary policies are enacted by a government to reduce the money supply and maximise the spending in a cou ntry. This is done primarily through: 1. Increasing interest rates 2. Increasing reserve requirements 3. Reducing the money supply, directly or indirectly This tool is used during high-growth periods of the business cycle, but does not have an immediate effect. During deflation problem, the government will implement expansionary policies that is increase the government spending and reduce tax rate to increase aggregate spending to combat unemployment. According to Bank Negara Malaysia, monetary policy in 2013 focus on addressing potential risks to inflation and growth. During the 2013, private investment is likely to remain firm, led by continued capital spending in the domestic-oriented sectors, the ongoing implementation of infrastructure projects, and a gradual improvement in external demand. 3. 1. 3 Other regulatory policies 3. 1. 3. 1 sales Tax In general, the sales tax rate is a tax charged to consumers based on the purchase price of certain goods and services, applied to sales of locally manufactured taxable goods as well as to taxable goods imported for domestic consumption. It is imposed by the government at the point of sale on retail goods and services. Collected by the retailer and passed on to the state. It is based on a percentage of the selling prices of the goods and services and set by the state. All taxable goods manufactured in, or imported into, Malaysia are subject to sales tax, unless they are specifically exempted Labuan, Langkawi, Tioman, the (Inter-Country) Joint Development Area, free zones, licensed warehouses or licensed manufacturing warehouses. The rates of sales tax are 5% and 10%. The 10% rate applies to most taxable goods. The reduced rate of 5% pplies to certain nonessential goods which include, among others, foodstuffs and building materials. Specific rates are imposed on certain petroleum products. 3. 1. 3. 2 Service Tax. Service tax is a single-stage tax applied to specified taxable services. Services that are not included in the prescribed list are not taxable. Nine major groupings of taxable services are currently included in the prescribed list. Taxable services include, but are not limited to, telecommunication services, employment services, consultancy services, management services, legal services, accounting services, advertising ervices, engineering services, surveying services, architectural services, insurance services and car hire services. Service tax does not apply in Labuan, Langkawi, Tioman, the (Inter-Country) Joint Development Area and free zones. Service tax is imposed at a rate of 6% on the price, charge or premium for the taxable service. Accounting, engineering, legal, architectural, surveying, management and consultancy services provided by one company to another company within the same commercial group are not subject to service tax if certain conditions are satisfied. 3. 1. 3. 3 Goods and service Tax (6ST) Malaysia plans to carry out a major indirect tax reform. It is proposed that a new Goods and Services Tax (6ST) system replace the current sales tax and service tax system. It appears that the new Malaysian GST will operate similarly to other value- added tax (VAT) and GST systems around the world. It is proposed that the standard GST rate will be 6% and that a zero rate will apply to exports and some goods, such as basic foodstuffs. GST exempt status is expected to apply to most financial services, including Islamic financial products, life insurance and investment linked insurance, he lease, rental or sale of residential real estate, mass domestic public education services and health services. As a result, no output tax will apply and correspondingly, no entitlement to input tax will exist. The Malaysia government announced the date of implementation of the GST is on 1 April 2015. . 1. 3. 4 Real property Gams Tax (RPGT) Real Property Gains Tax (RPGT) is a tax levied by the Inland Revenue Board (IRB) on chargeable gains derived from the disposal of real property. RPGT is introduced to provide imposition, assessment and collection of tax on gain deriving from the disposal of real property. The tax is levied on the gains made from the difference between the disposal price and ac quisition price. This tax is provided in the Real Property Gains Tax Act 1976 replaced the Land Speculation Tax Act 1974. Real property being disposed is knows as chargeable asset. Chargeable asset may vary into two, the real property and Real Property Company. Real property is defined as any land in Malaysia and any option, interest or other right over that piece of land. Example land, houses such as bungalow, apartment, condominiums, etc. A real property company (RPC) is a controlled company which owns real property or shares r both whereby the defined value of real property or shares or both owned is at least 75% of the value of the companies total tangible assets. RPGT Rates Companies Individual (Citezen / PR) Individual (Non Citizen) For disposals within 3 years For disposals in the 4rd years For disposal after 5th yeard For disposals after 6th year 5% Table 1 : Rate of RGPT During the tabling of the Budget 2014, the real property gain tax (RPGT) is 30% for any property held and disposed within 3 years. For properties held and disposed in the 4 years and 5 years, the property tax is 20% and 15% each, while properties held nd disposed after 6 years are not subject to any real property gain tax. The Star 2013) For non-citizens, NaJib said RPGT would imposed at 30% on the gains from properties disposed within the holding period of up to five years, and disposals in the sixth and subsequent years, RPGT is imposed at 5%. 3. 1. 3. 5 Affordable Housing KUALA LUMPUR: The Government allocated RMI . 9bil this year to build 123,000 affordable homes in strategic locations throughout the country by 1 Malaysia Peoples Housing (PRI MA), Syarikat Perumahan Negara Berhad (SPNB) and the National Housing Department. The Finance Ministry, in its Economic Report 2013/2014 released Friday, said RM500mil was allocated to PRI MA to build 50,000 homes in prime locations across the country and another RM300mil to build 30,000 homes in collaboration with private developers. A total of 320,000 people will own their own homes under the affordable housing programme, when the homes costing between RMIOO,OOO and RM400,OOO per unit are expected to be completed in 2016. PRI MA homes, which are generally 20% cheaper than the current market price, are sold through an open balloting system and are expected to be ready in three years. For ow-income earners, the government has allocated RM320mil to SPNB to build 22,855 housing projects, to be completed in 2015. Meanwhile, the Government also allocated RM543mil to the National Housing Department to construct 20,454 unit of Peoples Housing Programme (PPR) units using the Industrialised Building System sources : The star 25/10/2013 During the tabling of the Budget 2014, Prime Minister announce that RM 1. 9 billion will be fund to build 123,000 affordable homes throughout PRI MA, SPNB and Naional Housing Department. Allocation are as follow: PRI MA RM 500 million to build 50,000 homes in prime locations RM 300 million to build 30, 000 homes via private developers SPNB RM320 million to build 1,855 medium-cost apartment units and 10, 000 units of public housing projects for low-income earners. National Housing Department RM 543 million to construct 20,454 unit of Peoples Housing Programme (PPR) units using the Industrialised Building System. 3. 1. 3. 6 Skim Rumah Pertamaku (SRP) My First Home Scheme was first announced in the 2011 Budget by the Malaysian Government to assist young adults who have Just Joined the workforce to own their first home. The Scheme allows young adults to obtain 100% financing from financial nstitutions, enabling them to own their 1st home without the need to pay a 10% downpayment. In 2013 Budget, it was announced that the gross income limit was increased from RM3,OOO to RM5,OOO per month and certain qualifying criteria were abolished with effect from 1st January 2013. 3. 1. 3. 7 Foreign Direct Investment (FDI) FDI can be define as a company from one country making a physical investment in building a factory in another country .. It is the establishment of an enterprise by a foreigner. Malaysia has been an encouraging economy to foreign investors. This is because as a developing country, it is help in boosting the economy. Example of policy to encourage FDI, government take no tax up to 10 years who invest in Joint Development Area such as Iskandar Regional Development Authority. 3. 2 EXPLANATION ON CURRENT ECONOMY SCENARIO THAT LEAD TO THE REASONS 3. 2. 1 Budget Deficit Figure 1. 1 : Malaysia Government Budget Figure 1. 1 shows the percentage of budget deficit from year 2004 to 2013. It can be seen that the Government Budget deficit in 2012 is 4. 8 percent of the Gross Domestic Product (GDP). Central Bank of Malaysia forecasted that budget deficit in 2013 will be 4. %. Thus, the average of budget deficit from 2004 to 2013 is 4. 6%. Figure 1. 2 : Federal Government Finance Figure 1. 2 tabulate the Federal Government Finance from 2009 to 2013. It can be seen that revenue for 2013 is RM 208,650 million and total expenditure is RM 248,643 million. So, the deficit is RM 39,993 million or 4% of GDP. Government Budget is an accounti ng of income receive by government and the expenditure made by government. A budget deficit occurs when the government spend more money than income. It is recommended that government should reduce deficit maximum to 3%. High percentage of deficit in many years will cause interest rate increase as well as total debt and as a result economies will slowdown. So that, to decrease budget deficit the government should increase income or decrease expenditure or both. However, in this situation, the government choose to decrease expenditure for example by cutting fuel subsidies as much as 20 cents per litre. As Prime Minister Datuk Seri NaJib Razak said: Its a process of fiscal consolidation. The market will feel more confident if we can bring down our fiscal deficit. (BBC 2013) The government has allocated RM24. billion this year for fuel subsidies and the Prime Minister has said the country would save RMI . 1 billion with the cutting fuel subsidy. Before that, the government has requested for an extra RM 14. 1 billion to cover unplanned overspending for year 2013. ( L. Kong 2013) It can be concluded that the most factor of increase in fuel price is government policy to reduce deficit. Figure 2 : Malaysia Government Debt To GDP Figure 2 shows the percentage of Malaysia Government Debt to GDP from year 2004 to 2013. Malaysia recorded a Government Debt to GDP of 53. 10 percent of the countrys GDP in 2013. It can be seen that the percentage is rose more than 50% since 2010 and remain until 2013. Basically, Government debt is the money owed by the central government to its creditors. Similar with citizen expense, increase in government debt will cause more budget deficit and lead to slowdown of economy if continued. Generally, investors use Government debt as a percent of GDP to measure a country ability to make future payments on its debt, thus affecting the country borrowing costs and government bond yields. If this situation continued, it gives negative view towards Malaysia economy and foreign investor will not invest here. According to an economy analysts credited by the London Times for predicting the global financial crisis, Colombo, said that After Sri Lanka, Malaysia now has the 2nd ighest public debt-to-GDP ratio among 13 emerging Asian countries, he also noted that Malaysias high government and household debt is contributing to the credit bubble. So that, to overcome this matter Government reduce fuel subsidy to attract back foreign investor to invest in our country. ( Sinar Harlan 2013 ) It can be concluded that the Malaysia Government Debt to GDP continue alarming is influence government policy to reduce fuel subsidy. . 2. 3 Defending Ringgit Figure 3: The value of ringgit from 30 Nov, 2012 to 25 Oct, 2013. Figure 3 show the trend of USDMYR spot exchange rate from 30 November 2012 to 25 October 2013. On 25 October 2013, the USD exchange rate for the MYR stands at 3. 14. According to Bank Negara Malaysia governor Tan Sri Dr Zeti Akhtar Aziz, as a result in unstable international financial market , the Ringgit has fallen about 4 percent this year. She also reported to the Bloomberg that Bank Negara will only intervene to maintain important market conditions and not to defend the currency at any particular level. It seem that, this statement seen to convince the foreign investor and strengthened the export market. ( Business Time 2013 ) As a result, after a week cutting fuel subsidy, the Ringgit advanced 0. 29 percent to 3. 2645. This is strongest value after hitting 3. 2590 on 13 August. Besides, Ringgit reported may gain over time if the nations fundamentals remain strong and predicted faster economic expansion attempt by the government to increase investor confidence and persuade them to leave their money in the country. In conclusion, cutting fuel subsidy is contributed toward Ringgit stability. 3. 2. 4 Inflation rate is under control Figure 4: Malaysia Inflation Rate from November 2011 September 2013 Figure 4 show the Malaysia Inflation Rate from November 2011 September 2013. The inflation rate in early 2013 is around 1 percent to 2 percent. Effect of price increase in food and non-alcoholic beverages, rate of inflation slightly increased to 2 percent and slightly decelerated to 1. 9 percent in August, as food price slowed. After the government cut fuel subsidy on the September 2013, the inflation rate accelerated to 2. 6 percent, its highest rate since January 2012. According to Joana Taborda an economy analyst, the main contributor of inflation rate in September are increase in price of transport ( up by 4. 6 percent, from 0. 6 percent in August), food price (up by 3. 9 percent, from 3. 6 percent in August), and cost of alcohol and tobacco (rose 4. 5 percent). She reported, cost of housing, water, electricity and other fuels remained unchanged at 1. 8 percent. It can be seen cut in fuel subsidy had affected price of transport and food, while alcohol and tobacco affected by increase in that rate of that categories. Besides that, Prime Minister Datuk Seri NaJib Razak announce in Budget 2013 tabling, inflation rate in October is around 2 percent to 3 percent. In conclusion, government cut down fuel subsidy in right time. Although price of fuel increase, the inflation rate is under control and not slowing down economy. 3. 3 EXPLANATION ON RELATIONSHIP OF GOVERNMENT POLICIES AND INVESTMENT MARKET

Monday, February 24, 2020

CONCERT REPORT Essay Example | Topics and Well Written Essays - 750 words

CONCERT REPORT - Essay Example However, the music during this period was a combination of sacred and secular forms. Most of the songs sung during this time were mostly monotonic which were used for hymns and praise songs but later developed to polyphonic forms after the inclusions of instruments and the advent of musical notation system and musical theories. There was an immense alteration on the repertory during this period because of the incrementing efforts of incorporating manifold compositions of melodies and different tones. Eventually, despite the alleged defiance of the early fathers on the inclusion of musical instruments on church chants, there was an acceptance on the use of a musical instrument in church setting, initially, to support choristers in singing. The first instrument accepted to be used in church services was the organ. Secular music proliferated through the help of the French people and because of the aid of the music genius Guillaume de Machaut. Subsequently, songwriting also became famous . 2 Some other forms of arts were also observed to have close relation to music and were found to be in conformity to the development of musical art. Several primitive artworks were recovered in some parts of the world especially in Egypt where olden drawings on caves showing musical instruments, hieroglyphs and some passages coming from the Bible were discovered. These forms of arts are proofs or cues that predicate the existence of musical art prior to the Middle Ages, in fact, some claims that this could be traced back to the time of Pythagoras who, through Mathematics, helped in the establishment of music: â€Å"the first study of music as an art form dates from around 500 B.C., when Pythagoras experimented with acoustics and the mathematical relationships of tones.† 2 Many great composers came out during the middle ages. Some of the most famous and talented composers have lived during this time. Guillaume Dufay was a medieval composer whose musical artworks were made fro m the latter part of the medieval period up to the early Renaissance Period. His music was mostly serene and with perspicuous uniqueness. He also started to invent the four voice texture which is a very popular, important theme for polyphonic music today. Philippe De Vitry (1291-1361), was considered to be one of the most important composers during this era. He was the proponent of the famous musical theory Ars Nova  ­and was one of the premier figures who developed motet. Further, he also discovered isorhythm: â€Å"a single rhythmic figure continually repeated by a voice.†1 Guillaume de Machaut who lived between 1300 and 1377 was the composer who made the famous Mass of Notre Dame. He was direly romantic and most of his compositions and poems were seen to have romantic impressions. In addition, he was also recurrently involved in royalty and political gatherings. References: 1. â€Å"The Medieval Era†. Library.thinkquest.org. library.thinkquest, n.d. Web. 7 Decembe r 2011 2. â€Å"Music History 102: The Middle Ages†. Ipl.org. ipl2, n.d. Web 7 December 2011 3. â€Å"Medieval Music†